Motorcycle Credit: Simulation 100% Online Motorcycle Loan

 

With the motorcycle / scooter credit, you can finance the purchase of the vehicle.

  • A credit commits you and must be repaid. Check your repayment capacity before committing.

A personal motorcycle loan is intended to acquire a new or used motorcycle (up to 9 years old). For this vehicle, which has a community of enthusiasts around it, consumer credit can be a financing solution for all types of motorized two-wheelers.

  • A well insured loan

With Borrower Insurance, you and your loved ones are protected in the event of a hardship: incapacity for work, disability or death.

  • Flexibility

You choose the repayment period at your convenience between 12 and 120 months.

  • Flexibility

You can benefit from a payment break 2 times a year in case of temporary difficulty.

Motorcycle loan: a loan adapted to many models

Motorcycle loan: a loan adapted to many models

The objective of consumer credit is to support and finance the projects of individuals. The purchase of a motorcycle is certainly one of the best known, since motorcycles have contributed to changing the habits of enthusiasts. The industry produces many models of two-wheelers, which makes motorcycle credit diversified financing.

Motorcycle loan: the principle of unrestricted loan

The motorcycle loan is unrestricted financing. In other words, the financial institution does not request any proof of purchase in addition to the usual documents (financial situation, name and address of the client, etc.). When the credit is the subject of a favorable opinion subject to acceptance, the applicant is then sent a financial offer.

A wide choice of vehicles to finance

The credit files concern many models of motorcycles. To each his own style. There are four main sub-families: all-terrain (trail), sport, road or custom (extended front fork). In addition to the type of body, the price of the machine will also vary depending on its displacement (engine size). The motorcycle loan therefore adapts to the needs of each borrower.

Our online credit offers

Personal loan

Personal loan

Realize your projects without waiting! The Personal Loan will easily finance your projects without having to justify the use of funds.

Access all Personal Loan offers from your home! 100% online, consult and request the offer you are looking for and realize your Credit project with ease!

Redemption of Credits

Redemption of Credits

Reduce your monthly payments up to -65% thanks to the credit repurchase. Discover the offers of online credit repurchase specialists. By consolidating your existing credits, you can spread all of the amounts due over a longer period of time in order to reduce all of the monthly payments. The credit redemption applies to all consumer loans as well as to mortgage loans.

Complete your Credits grouping without changing banks!

Auto Credit

Auto Credit

Finance your new or used car with Auto Credit. The car loan will allow you to finance a purchase from an individual or a professional (dealer, agent). Car credit is the easiest and quickest way to finance a new car

Access all the Auto Credit offers from your home! 100% online, consult and request the offer you are looking for and realize your Credit project with ease!

Guide to Social Institute loans to Public Employees

Social Institute loans to civil servants are a valuable resource for dealing with small contingencies, but also for carrying out important projects, such as buying a first home. What are the products available, what requirements do they foresee and how to obtain them? Here are all the opportunities updated to 2017.

Small Government Agency 2017 loan for your unexpected expenses

Small Government Agency 2017 loan for your unexpected expenses

Social Institute loans to civil servants imply different repayment conditions depending on the purposes for which they are designed.

Small Loans are designed to respond to unexpected events related to everyday life. In fact, the applicant does not have to justify his application or provide documents regarding the expenses incurred.

The beneficiaries are public employees and pensioners registered in the unitary management of credit and social benefits. The amounts instead correspond to one or a maximum of two months for each year of the repayment plan: in total, it starts from a minimum of one to a maximum threshold of eight months.

Small loan rates and duration

Small loan rates and duration

The repayment plan is in fact structured in 12, 24, 36 or 48 monthly installments. Each of which is calculated in relation to a nominal annual rate of 4.25%, administrative costs (0.50%) and risk provision premium.

The request for funding must be sent with the collaboration of the reference administration to Social Institute in the case of employees (the application form can be downloaded from our Social Institute 2017 Forms section). While retirees must submit the request immediately in electronic form, from this point of view there are several options:

  • the use of the online services of the Social Institute website. The reserved area of ​​the Social Institute.it portal must be used. The user must be able to count on the PIN, a useful element for accessing online functions;
  • the use of the Contact center. PIN required;
  • patronage. In this case, it is not necessary to have a PIN.

Multiannual loans on assignment of the fifth

Another valid option in the context of Social Institute loans to civil servants is represented by Direct multi-year loans. These are produced on assignment of the fifth (the installment cannot exceed one fifth of the monthly allowance) and are granted only on condition that the application is consistent with the purposes specified by the Social Institute Regulation.

The beneficiaries are the same as the Small loan, but specific requirements must be respected. The applicant must count on at least four years of service seniority and as many contributions paid to the Unified Management. Not only. Throughout the reimbursement, the employment contract (lasting at least three years) must be valid. Temporary workers must provide post-employment benefits as a guarantee of reimbursement.

Multi-year rates

There are two repayment options: five or ten years, or 60 or 120 monthly installments. As regards the annual nominal rate, on the other hand, 3.50% is applied. There are also administrative charges and risk provision premium, as for the Small loan.

The request must be sent electronically using the services of the Social Institute portal. In particular, the “Multi-year Loans Web Applications” function must be used. Workers must send the request with the collaboration of the reference administration, while pensioners can use the functionality of the Social Institute portal.

Purchase first home with Social Institute 2017 mortgages

Purchase first home with Social Institute 2017 mortgages

The proposals that make up Social Institute loans to civil servants also include credit lines focused on the first house. We are thinking of Social Institute mortgages, loans characterized by amounts higher than the other products that we have reported.

Yes, because in case of purchase or construction of the first house it is possible to receive up to 300 thousand USD. Maximum sum that will go down to 150 thousand USD in the event of restructuring.

Employees of this credit line are employees and pensioners belonging to the unitary management of credit and social benefits. In this case, the worker must necessarily be able to count on a permanent employment contract.

The repayment takes place in a period ranging from a minimum of 10 to a maximum of 30 years. For further details on this, we recommend you visit the Social Institute mortgage section of our portal.